We cover a wide variety of Property classes. Thanks to support from reinsurers in the marketplace, we have substantial Property capacity and an appetite to use it. Property products are offered in all states.

Top classes for Property coverage include:

  •  Habitational: Apartments, Dwellings, Student Apartments and Hotels/Motels
  •  Offices
  •  Restaurants
  •  Churches
  •  Manufacturers, Dealers and Distributors on low to medium hazard products
  •  Daycares or Schools
  •  Builders Risk
  •  Service and Gas Stations


Property Enhancement Coverages include:

  •  Business Income
  •  Debris Removal
  •  Equipment Breakdown
  •  Extra Expense
  •  Food Spoilage
  •  Legal Liability
  •  Ordinance or Law Coverage
  •  Peak Season Endorsement
  •  Property in Transit
  •  Utility Services

Products and services described above are provided through various surplus lines insurance company subsidiaries of W. R. Berkley Corporation and offered through licensed surplus lines brokers. Not all products and services may be available in all jurisdictions, and the coverage provided by any insurer is subject to the actual terms and conditions of the policies issued. Surplus lines insurance carriers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. Nautilus Excess Insurance Agency, LLC conducts business in California as a licensed surplus lines broker (License #0I56061).